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Rent Abroad

How much cash do you need on day one? Deposit rules, agency fees, guarantor requirements, lease terms, and short-term rental legality — country by country. Don’t get caught short.

Quick answer

Renting abroad in 2026 — deposit + agency fee + first-month rent ranges from 1 month total (US, parts of Asia) to 5+ months (France, Italy with agency, Japan with key money). WhereNext tracks rental norms across 18 countries: deposit size, agency fee, guarantor requirements, lease term, furnished/unfurnished norms, and short-term rental legality (Airbnb licensing) for 17 jurisdictions. The 7 free city reports cover Lisbon, Valencia, Barcelona, Dubai, Bangkok, Paris, and Mexico City with neighborhood-level price + rule detail.

Key facts

  • 18 countries with rental norms deposit %, agency fee, guarantor rules, lease term, furnished default — verified 2026.
  • 17 short-term rental rule sets Airbnb / STR registration thresholds, day caps, prohibited zones, fines.
  • First-month cash range: 1–5 months rent France/Italy with agency = 4–5x · US/Asia = 1–2x · Japan with key money = 4–6x.
  • 7 free city reports Lisbon, Valencia, Barcelona, Dubai, Bangkok, Paris, Mexico City — neighborhood-level detail.
  • Tools that pair Cost of Living Calculator · First-Month Housing · Buy vs Rent — all free.

Free City Rental Intelligence

Deposit rules, lease norms, neighborhoods, rent ranges, and first-month cash breakdowns for 7 major expat cities. Completely free.

First-Month Cash: Country Comparison

How many months of rent you need upfront — deposit, agency fee, and first month combined.

CountryDepositAgency FeeGuarantor?First-Month CashLease TermFurnished?
🇵🇹 Portugal2 months1 monthsNo4× rent12 monthsYes (+20%)
🇪🇸 Spain2 monthsNoneNo3× rent12 monthsYes (+15%)
🇫🇷 France1 months0.5 months⚠️ Yes2.5× rent36 monthsYes (+25%)
🇮🇹 Italy3 months1 monthsNo5× rent48 monthsUncommon
🇦🇪 Dubai (UAE)0.6 months0.5 monthsNo6× rent12 monthsYes (+20%)
🇹🇭 Thailand2 monthsNoneNo3× rent12 monthsYes (+0%)
🇲🇽 Mexico1 months1 months⚠️ Yes4× rent12 monthsYes (+20%)
🇮🇩 Bali (Indonesia)0 monthsNoneNo12× rent12 monthsYes (+0%)
🇬🇷 Greece2 months1 monthsNo4× rent36 monthsYes (+20%)
🇩🇪 Germany3 monthsNone⚠️ Yes2× rentIndefiniteUncommon
🇳🇱 Netherlands2 monthsNoneNo3× rentIndefiniteYes (+15%)
🇨🇷 Costa Rica1 months1 monthsNo3× rent36 monthsYes (+10%)
🇨🇴 Colombia0 monthsNone⚠️ Yes2× rent12 monthsYes (+15%)
🇯🇵 Japan2 months1 months⚠️ Yes5× rent24 monthsUncommon
🇹🇷 Turkey1 months1 monthsNo3× rent12 monthsUncommon
🇲🇾 Malaysia2 monthsNoneNo3.5× rent12 monthsYes (+15%)
🇸🇬 Singapore2 months1 monthsNo4× rent24 monthsYes (+10%)
🇵🇦 Panama1 months1 monthsNo3× rent12 monthsYes (+15%)

Country Rental Details

🇵🇹 Portugal

Deposit: Typically 2 months rent (max 2 by law). Returned at lease end.

Agency: 1 month rent + VAT (23%). Paid by tenant.

Guarantor: Not standard. Some landlords request for non-residents.

Standard lease: 12 months, 4 months notice

First month total: First month rent + 2 months deposit + Agency fee (1 month)

🇪🇸 Spain

Deposit: 1 month legally mandated (fianza). Most landlords ask 2.

Agency: Since Ley 12/2023 (26 May 2023) the landlord pays agency and contract-formalisation costs for housing leases; refuse any tenant fee demand.

Guarantor: Aval bancario (bank guarantee) sometimes requested from non-residents.

Standard lease: 12 months, 1 months notice

First month total: First month rent + 2 months deposit (1 legal fianza + 1 additional guarantee, typical) + No agency fee (landlord pays since Ley 12/2023)

🇫🇷 France

Deposit: Max 1 month (unfurnished) or 2 months (furnished) by law.

Agency: Capped by law: max €12/m² for viewing/documents. Split tenant/landlord.

Guarantor: Not a legal requirement, but most landlords ask for a garant; non-residents use Visale (free state guarantee) or a bank guarantee.

Standard lease: 36 months, 3 months notice

First month total: First month rent + 1 month deposit + Agency fee (~0.5 month)

🇮🇹 Italy

Deposit: Typically 2-3 months (cauzione); legal cap 3 months (Law 392/1978 art. 11), with annual legal interest due to the tenant.

Agency: 1 month rent + 22% VAT. Paid by tenant.

Guarantor: Not standard but some landlords request for foreigners.

Standard lease: 48 months, 6 months notice

First month total: First month rent + 3 months deposit + Agency fee

🇦🇪 Dubai (UAE)

Deposit: 5% of annual rent (unfurnished, ≈0.6 months) or 10% if furnished — a market norm; Dubai Law 26/2007 requires the deposit to be refundable but sets no percentage.

Agency: 5% of annual rent. Paid by tenant.

Guarantor: No guarantor. But landlords require post-dated cheques (1, 4, 6, or 12).

Standard lease: 12 months, 3 months notice

First month total: First cheque (1-12 months) + 5% deposit + 5% agency fee + DEWA connection ~AED 2,000 + Ejari registration AED 220

🇹🇭 Thailand

Deposit: Typically 2 months. Landlords covered by the OCPB controlled-contract rules (from 4 September 2025) may take at most 3 months of advance rent plus deposit combined, refundable within 7 days if no damage.

Agency: Landlord pays agent. No tenant fee in most cases.

Guarantor: Not required.

Standard lease: 12 months, 1 months notice

First month total: First month rent + 2 months deposit

🇲🇽 Mexico

Deposit: 1 month deposit typical. Some landlords ask 2.

Agency: 1 month rent. Can be higher in tourist areas.

Guarantor: Mexican guarantor (fiador) with property often required. Non-residents: extra deposit instead.

Standard lease: 12 months, 1 months notice

First month total: First month rent + 1 month deposit + Agency fee + Aval/guarantor fee if applicable

🇮🇩 Bali (Indonesia)

Deposit: Leases typically paid upfront (6 months or 1 year). No separate deposit.

Agency: Landlord pays agent in most villa rentals.

Guarantor: Not required.

Standard lease: 12 months, 1 months notice

First month total: Full year rent upfront (standard) + Or 6 months minimum

🇬🇷 Greece

Deposit: 2 months standard. Often negotiable to 1 month for longer leases.

Agency: 1 month rent, typically paid by tenant.

Guarantor: Not standard. Landlords may request employer letter for non-EU tenants.

Standard lease: 36 months, 1 months notice

First month total: First month rent + 2 months deposit + Agency fee (1 month)

🇩🇪 Germany

Deposit: Maximum 3 months cold rent (Kaltmiete) by law (§551 BGB). Must be held in separate deposit account (Kautionskonto). Can be paid in 3 installments.

Agency: Bestellerprinzip since 2015 — whoever commissions the agent pays. For rentals, this means the LANDLORD pays. Tenant pays zero agent fee.

Guarantor: Mietschuldenfreiheitsbescheinigung (rent-free debt certificate from previous landlord) often required. For foreigners: employer guarantee letter or Bürgschaft from German resident. Some landlords accept 6 months prepaid rent instead.

Standard lease: Indefinite (unbefristet), 3 months notice

First month total: First month rent (Warmmiete) + First deposit instalment (the 3-month Kaltmiete deposit may be paid in 3 instalments, §551 BGB) + No agency fee (landlord pays)

🇳🇱 Netherlands

Deposit: Legal maximum 2 months' basic rent since 1 July 2023 (Wet goed verhuurderschap); 1-2 months is the norm.

Agency: A landlord's broker may not charge the tenant any fee (Rijksoverheid); only a broker you commission yourself can charge. Direct listings on Pararius and Funda.

Guarantor: Employer letter and last 3 payslips typically required. International companies often provide corporate guarantees.

Standard lease: Indefinite (unbefristet), 1 months notice

First month total: First month rent + 2 months deposit (legal maximum) + No agency fee unless you hired the broker

🇨🇷 Costa Rica

Deposit: 1 month standard. Refundable at lease end minus damages.

Agency: 1 month rent if using agent. Many direct rentals available (no fee).

Guarantor: Not standard for foreigners. Landlords may request 2-3 months advance rent instead.

Standard lease: 36 months, 3 months notice

First month total: First month rent + 1 month deposit + Agency fee (1 month, if applicable)

🇨🇴 Colombia

Deposit: No traditional deposit. Instead, fiador (guarantor with property) or póliza de arrendamiento (insurance policy, ~40% of monthly rent) is required.

Agency: No agency fee for tenants. Landlord pays commission.

Guarantor: Not mandated by Ley 820, but landlords almost always require a Colombian fiador with property or an arrendamiento insurance policy (~40% of a month's rent, paid annually); foreigners use the policy. Cash deposits are prohibited.

Standard lease: 12 months, 3 months notice

First month total: First month rent + Arrendamiento insurance (40% of monthly rent) + No deposit, no agency fee

🇯🇵 Japan

Deposit: Shikikin (敷金): 1-2 months refundable deposit. Reikin (礼金): 0-2 months non-refundable 'key money' (gift to landlord). Total upfront: 3-6 months rent.

Agency: Chukai tesuryo (仲介手数料): 1 month rent + 10% consumption tax. Legally capped at 1 month.

Guarantor: Guarantor company (保証会社 hoshō gaisha) required for almost all rentals. Cost: 50-100% of first month rent upfront + renewal fee. This replaces personal guarantor for foreigners.

Standard lease: 24 months, 1 months notice

First month total: First month rent + Shikikin 1-2 months + Reikin 0-1 month + Agency fee 1 month + Guarantor company fee (50-100% monthly rent) + Fire insurance (¥15,000-20,000)

🇹🇷 Turkey

Deposit: 1 month typical; the Code of Obligations (art. 342) caps residential deposits at 3 months, to be held at a bank.

Agency: 1 month rent commission (komisyon). Paid by tenant. Some direct-from-owner listings on Sahibinden.com avoid fee.

Guarantor: Not standard. Landlords may request proof of income or employment contract. Foreigners with residence permit generally accepted.

Standard lease: 12 months, 1 months notice

First month total: First month rent + 1 month deposit + Agency fee (1 month)

🇲🇾 Malaysia

Deposit: 2 months security deposit + 0.5 month utility deposit standard. Required by convention, not statute.

Agency: Landlord pays agent commission (typically 1 month rent). Tenant pays zero agency fee.

Guarantor: Not required. Foreigners with valid visa/work permit accepted. Some landlords request employer letter.

Standard lease: 12 months, 2 months notice

First month total: First month rent + 2 months security deposit + 0.5 month utility deposit + No agency fee (landlord pays)

🇸🇬 Singapore

Deposit: 2 months for 2-year lease, 1 month for 1-year lease. Held by landlord, returned at end minus damages/cleaning.

Agency: Customary: 1 month rent for a 2-year lease, 0.5 month for 1 year, when you use your own agent — CEA prescribes no commission; negotiate. Landlord pays their own agent.

Guarantor: Not required. Landlords verify employment pass/work permit validity. Corporate leases common for expats.

Standard lease: 24 months, 2 months notice

First month total: First month rent + 2 months security deposit + Agent fee (1 month for 2-year lease) + Stamp duty (~0.4% of total rent)

🇵🇦 Panama

Deposit: 1 month security deposit standard. Refundable at lease end. Some premium buildings request 2 months.

Agency: 1 month rent typical. Paid by tenant. Many direct-from-owner listings in expat areas (Encuentra24.com).

Guarantor: Not required for foreigners. Landlords may request passport copy and proof of income. Pensionado visa holders readily accepted.

Standard lease: 12 months, 1 months notice

First month total: First month rent + 1 month deposit + Agency fee (1 month, if applicable)

Short-Term Rental Rules by City

Planning to Airbnb your property? Check legality first — rules vary dramatically by city.

CityStatusLicenseDay LimitEnforcementKey Restriction
🇵🇹 Lisbon⚠️ RestrictedAlojamento Local (AL)NonestrictNew Regulamento Municipal do AL (Aviso 29926-A/2025/2, 5 December 2025): absolute containment where AL reaches 10% of housing, relative containment above 5% in eight parishes; new registrations suspended and the suspension extended
🇵🇹 Porto⚠️ RestrictedAlojamento Local (AL)NonemoderateAL containment zones in historic center
🇵🇹 Algarve✅ LegalAlojamento Local (AL)NonemoderateGenerally open outside containment zones
🇪🇸 Barcelona❌ BannedHUT (Habitatge d'ús turístic)BannedstrictAll 10,101 existing HUT licenses expire by Nov 2028
🇪🇸 Malaga⚠️ RestrictedVFT (Vivienda con fines turísticos)NonestrictUp to three-year city-wide suspension of new tourist-housing registrations (Decreto-ley 1/2025 art. 6; approved August 2025)
🇪🇸 Marbella✅ LegalVFTNonemoderateCommunity of owners approval required nationally (2026)
🇪🇸 Mallorca⚠️ RestrictedETV/ETVPLNonestrictDecret llei 4/2025 (11 April 2025) bans new tourist places in multi-family buildings across the Balearics; places move only 1-for-1 via the temporary places bank
🇫🇷 Paris⚠️ RestrictedMeublé de tourisme90 days/yrstrict90-night annual limit for primary residences since 1 January 2025 (loi Le Meur 2024-1039 + Paris Council; was 120)
🇫🇷 Nice⚠️ RestrictedMeublé de tourisme90 days/yrmoderate90-night annual limit for primary residences from 1 January 2026 (municipal deliberation 1.6 of 23 May 2025 under the loi Le Meur; 120 before)
🇮🇹 Rome✅ LegalCIN (Codice Identificativo Nazionale)NonemoderateNational CIN registration required (2024)
🇮🇹 Florence⚠️ RestrictedCINNonestrictMunicipal regulation in force 31 May 2025: 5-year authorisations tied to owner and unit, 28 m² minimum, municipal registry; no new short-term rentals in the UNESCO area (Zone A sub-zones A1, A3, A4 from 21 June 2026)
🇦🇪 Dubai✅ LegalDTCM Holiday Home PermitNonemoderateMust use licensed operator or self-manage with permit
🇹🇭 Bangkok❓ Gray areaHotel licenseNonelaxTechnically requires hotel license for <30 day stays
🇹🇭 Phuket❓ Gray areaHotel licenseNonelaxSame hotel license technically required
🇮🇩 Bali❓ Gray areaPondok Wisata / TDUPNonemoderateTechnically requires tourism license (Pondok Wisata)
🇲🇽 Mexico City⚠️ RestrictedRLAT180 days/yrmoderateIncreasing regulation of platforms
🇲🇽 Playa del Carmen✅ LegalNoNonelaxMinimal regulation currently

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