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🇫🇷 France Property Intelligence
Closing costs, mortgage access, rental yields, neighborhoods & risk assessment — verified for 2026
In this report
No restrictions for any nationality
Residency Options
No property-linked residency. Supports visa applications.
Estimated closing costs range from 7% to 8% of the purchase price. Below is a line-by-line breakdown for a €300,000 property.
| Cost Item | Rate | Estimate |
|---|---|---|
| Droits de mutation (transfer tax) | 5.09–5.80% | €16,335 |
| Notary emoluments | 0.8–1.0% | €2,700 |
| Land registry (publicité foncière) | 0.1% | €300 |
| Administrative fees | €800–1,500 | €1,150 |
| Total Closing Costs | €20,485 | |
| Grand Total (Purchase + Closing) | €320,485 | |
Annual Property Tax
0.5% – 2%
Taxe foncière varies by commune. Taxe d'habitation still applies to 2nd homes (+60% surcharge in demand zones).
Typical Timeline
12 – 16 weeks
From offer to completion
Loan-to-Value
70% – 80%
Interest Rate
3% – 4%
Down Payment
20% – 30%
Non-resident mortgage terms vary by bank and applicant profile. Rates shown are indicative for 2026. Documentation requirements typically include proof of income, tax returns, and property valuation.
Gross Yield (avg)
3.5%
Rental Tax Rate
37%
for non-residents
Capital Gains Tax
36%
for non-residents
Rental Income Tax
Min 20% income tax + 17.2% social charges = ~37% effective for non-residents.
Capital Gains Tax
19% + 17.2% social charges = 36.2%. Reduced by holding period after 5 years.
Avg Price per sqm (national)
$4,500 USD
Estimated upfront costs at €1,500/month rent in Paris
That is roughly 2.5x monthly rent. Max 1 month (unfurnished) or 2 months (furnished) by law.
3 neighborhoods profiled with rent ranges, buy prices, walkability, safety, and lifestyle fit.
Historic heart of Paris — LGBTQ-friendly, museums, walkable, expensive.
Le Marais spans the 3rd and 4th arrondissements on the Right Bank, centered around Place des Vosges — Paris's oldest planned square. Once the aristocratic center of Paris, it's now the city's most wal...
Studio Rent
€1,200–1,800
1-Bed Rent
€1,600–2,400
2-Bed Rent
€2,200–3,500
Buy (per sqm)
€12,000–16,000
Trendy, young, and buzzing — bars, restaurants, co-working, young professional hub.
The 11th arrondissement is Paris's nightlife and young professional epicenter, stretching from Bastille to Oberkampf to République. Rue Oberkampf and Rue Jean-Pierre Timbaud are lined with craft cockt...
Studio Rent
€900–1,400
1-Bed Rent
€1,200–1,800
2-Bed Rent
€1,700–2,600
Buy (per sqm)
€9,000–12,000
Family-friendly, quiet, spacious apartments — Paris's largest residential arrondissement.
The 15th is Paris's most populous arrondissement and its quintessential family neighborhood. It stretches from Montparnasse to the Seine with a mix of Haussmann buildings and 1960s-70s residential tow...
Studio Rent
€800–1,200
1-Bed Rent
€1,100–1,600
2-Bed Rent
€1,500–2,300
Buy (per sqm)
€8,000–11,000
License Required
Yes — Meublé de tourisme
Day Limit
120 days/year
Enforcement
strict
Last Regulatory Change
2024
Key Restrictions
Overall Foreign Buyer Risk: Moderate
2 of 5 risk factors flagged for non-resident buyers in France
Foreign ownership is unrestricted in France. No restrictions for any nationality
Non-resident rental income taxed at 37%. Capital gains at 36%. Min 20% income tax + 17.2% social charges = ~37% effective for non-residents.
Closing costs range 7–8% of purchase price. Moderate transaction costs — typical 3–5 year break-even vs renting.
Typical buying/selling timeline: 12–16 weeks. Moderate rental demand — factor in vacancy periods.
Transactions in EUR. Major global currency — relatively stable.
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Property rules, tax rates, and market conditions change. We'll email you when we refresh Paris data.
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