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Oceania offers retirees exceptional quality of life with world-class healthcare systems, outstanding natural beauty, and safe communities. Australia and New Zealand consistently rank among the world's best places to retire, combining universal healthcare with active outdoor lifestyles. Fiji provides a more affordable tropical alternative with a dedicated retirement programme.
Key facts
Ranked using persona-optimized weights across 7 dimensions. Scores reflect institutional public-domain datasets.
Healthcare is the deciding factor in most retirement moves, and it is exactly what a ranking score hides. For 2 of the Oceania destinations above, WhereNext tracks the expat healthcare reality — the system type, whether retirees can access it, and modeled private-insurance and out-of-pocket costs — not just an index. The insurance figures are base adult rates; retirees pay more, and premiums rise sharply with age and pre-existing conditions, so model your own with the healthcare-cost tool.
Universal public (ACC + public hospitals)
Two-tier public/private (Medicare)
Still mobile, or in the early-retirement phase before you settle? A monthly, cancel-anytime travel-medical plan bridges the gap while you arrange local or resident cover (affiliate — we may earn a commission at no cost to you; compare a full resident plan if you're settling long-term).
If your move needs proof of cover, start by checking what your visa, landlord, or local provider actually requires. SafetyWing is travel-medical cover for mobile periods; it is not comprehensive resident insurance and may not meet a residency-visa requirement.
Oceania
New Zealand excels in your top priority (healthcare) with a score of 93, backed by strong safety.
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