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Retiring abroad is a city-level decision. A country's national healthcare score means little if the city you choose has poor hospitals. We rank 380 cities on what retirees care about most: healthcare access, personal safety, affordable living, and pleasant climate — all backed by institutional data.
Last updated: March 2026
Quick answer
The top 3 cities for retirees in 2026 are Osaka (Japan), Fukuoka (Japan), and Valencia (Spain). The persona-weighted score emphasises healthcare and safety. 380 cities are ranked using city-level cost-of-living, safety, healthcare, and lifestyle indices from Numbeo, Mercer, OECD better-life, and WhereNext-curated neighborhood research. CC BY 4.0 — free to cite with attribution.
Key facts
Ranked using persona-optimized weights across city-level indices. Higher scores indicate better fit.
Japan
Japan
Spain
Japan
Taiwan
Portugal
Portugal
Spain
South Korea
Croatia
Malta
Cyprus
Mauritius
Portugal
Portugal
Australia
Thailand
Malta
Malta
Mauritius
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