Retire in Portugal
D7 (Passive Income / Retirement) — income requirement, modelled cost, healthcare and tax on pensions, sourced and dated.
Income requirement
Key facts
- €920/month (≈$1,069/month) D7 (Passive Income / Retirement) — single applicant
- Savings / deposit ~€11,040 (12× minimum wage) expected in a Portuguese bank account
- Family uplift +50% for spouse, +30% per child
- Passive income only pensions, rent, dividends — not remote employment
- Watch out Income must be genuinely passive (pension, rental, dividends). Remote employment routes to the D8 digital-nomad visa instead. The threshold moves with the minimum wage each year.
What retiring in Portugal costs
WhereNext's reviewed budget models about $2,600 a month for one person and about $3,800 for a couple. The visa's own test is separate: D7 (Passive Income / Retirement) needs ≈ $1,069/mo equivalent. Modelled figures are for a comfortable, not frugal, lifestyle; the cost-of-living calculator prices your own basket.
Healthcare, safety and the livability floors
On WhereNext's indices Portugal scores 95/100 for healthcare and 83/100 for safety. It clears the three livability floors (GPI ≤ 2.0, life expectancy ≥ 75, HDI ≥ 0.80).
Tax on your pension in Portugal
No special retiree regime on record. A US totalization agreement is in force. Detail and sources on the retirement tax map.
Retiring to Portugal from your country
Portugal D7 (Passive Income / Retirement): common questions
What is the income requirement for Portugal's D7 (Passive Income / Retirement) in 2026?
Portugal's D7 (Passive Income / Retirement) is a consular benchmark — the exact figure is not fixed in law (Tied to the Portuguese minimum wage (€920/mo, 2026) — consular practice, not a single statutory figure): consulates apply about €920/month (≈$1,069/month) in practice, so treat it as a working benchmark, not a legal minimum. Income must be passive (pensions, rent, dividends) — not remote employment. Consular benchmark — the exact figure is not a fixed statutory amount, though a decree formula may underlie it (source: AIMA — Agência para a Integração, Migrações e Asilo (figure indexed to national minimum wage), checked 2026-09-06).
How does the Portugal D7 (Passive Income / Retirement) requirement change for a couple or family?
+50% for spouse, +30% per child Verify the current uplift with the consulate before applying.
Is the Portugal D7 (Passive Income / Retirement) income allowed to be from remote work?
No. The D7 (Passive Income / Retirement) requires passive income — pensions, rental income, dividends or annuities — not salary from remote employment. Income must be genuinely passive (pension, rental, dividends). Remote employment routes to the D8 digital-nomad visa instead. The threshold moves with the minimum wage each year.
Is Portugal's D7 (Passive Income / Retirement) income figure a legal minimum?
Consular benchmark — the exact figure is not a fixed statutory amount, though a decree formula may underlie it (source: AIMA — Agência para a Integração, Migrações e Asilo (figure indexed to national minimum wage), checked 2026-09-06). Requirements change — often yearly as minimum-wage or index figures re-float — so re-verify before any decision.
How much does it cost to retire in Portugal?
WhereNext's reviewed budget models about $2,600 a month for one person and about $3,800 for a couple, before the visa's own income test (D7 (Passive Income / Retirement) needs ≈ $1,069/mo equivalent).
Will Portugal tax my pension?
The WhereNext retirement tax map records for Portugal: US totalization agreement in force. Tax residency usually follows from the days you spend there — check the tax map entry and your home treaty before relying on it.
Does Portugal clear WhereNext's livability floors for retirees?
Yes — Portugal clears the three floors (GPI ≤ 2.0, life expectancy ≥ 75, HDI ≥ 0.80).
Part of the WhereNext Retirement & Passive-Income Visa Requirements 2026 open dataset (CC BY 4.0), generated 2026-06-25. Figures are primary-sourced and dated; they change yearly — re-verify before any decision.
Retirement visas with a similar income bar
Closest to Portugal's ≈$1,069/month for a single applicant. USD figures are normalised monthly equivalents at current FX; each country's own currency and basis is the binding figure, on its page.
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