Retire in Cyprus
Category F Permanent Residence (Reg. 5(f)) — income requirement, modelled cost, healthcare and tax on pensions, sourced and dated.
Income requirement
Key facts
- €9,568/year (≈$927/month equivalent) Category F Permanent Residence (Reg. 5(f)) — single applicant
- Savings / deposit ~€15,000–20,000 in a Cyprus bank expected in practice; usually must secure Cypriot property
- Family uplift +€4,613/yr per dependent
- Passive income only pensions, rent, dividends — not remote employment
- Watch out The statutory floor is low but discretionary — income must be entirely foreign-sourced and the permit prohibits any local employment or business. Verify the exact euro figure with CRMD.
What retiring in Cyprus costs
WhereNext's cost index models about $2,100 a month for one person. The visa's own test is separate: Category F Permanent Residence (Reg. 5(f)) needs ≈ $927/mo equivalent. Modelled figures are for a comfortable, not frugal, lifestyle; the cost-of-living calculator prices your own basket.
Healthcare, safety and the livability floors
On WhereNext's indices Cyprus scores 93/100 for healthcare and 61/100 for safety. It clears the three livability floors (GPI ≤ 2.0, life expectancy ≥ 75, HDI ≥ 0.80).
Tax on your pension in Cyprus
Special regime on record: 5% Foreign-Pension Option (Flat 5% on foreign pension income above a €5,000 exempt slice, Annual election (choose 5% flat or normal bands each year)). Under the US treaty, US Social Security is taxed by the US only. Detail and sources on the retirement tax map.
Cyprus Category F Permanent Residence (Reg. 5(f)): common questions
What is the income requirement for Cyprus's Category F Permanent Residence (Reg. 5(f)) in 2026?
Cyprus's Category F Permanent Residence (Reg. 5(f)) is reported at €9,568/year (≈$927/month equivalent), corroborated across sources but not read off a live government page this cycle — verify before relying on it. Income must be passive (pensions, rent, dividends) — not remote employment. Corroborated across sources, not re-read off a live government page this cycle (source: Civil Registry & Migration Department (CRMD), Cyprus, checked 2026-06-25).
How does the Cyprus Category F Permanent Residence (Reg. 5(f)) requirement change for a couple or family?
+€4,613/yr per dependent Verify the current uplift with the consulate before applying.
Is the Cyprus Category F Permanent Residence (Reg. 5(f)) income allowed to be from remote work?
No. The Category F Permanent Residence (Reg. 5(f)) requires passive income — pensions, rental income, dividends or annuities — not salary from remote employment. The statutory floor is low but discretionary — income must be entirely foreign-sourced and the permit prohibits any local employment or business. Verify the exact euro figure with CRMD.
Is Cyprus's Category F Permanent Residence (Reg. 5(f)) income figure a legal minimum?
Corroborated across sources, not re-read off a live government page this cycle (source: Civil Registry & Migration Department (CRMD), Cyprus, checked 2026-06-25). Requirements change — often yearly as minimum-wage or index figures re-float — so re-verify before any decision.
How much does it cost to retire in Cyprus?
WhereNext's cost index models about $2,100 a month for one person, before the visa's own income test (Category F Permanent Residence (Reg. 5(f)) needs ≈ $927/mo equivalent).
Will Cyprus tax my pension?
The WhereNext retirement tax map records for Cyprus: pension regime: 5% Foreign-Pension Option (Flat 5% on foreign pension income above a €5,000 exempt slice, Annual election (choose 5% flat or normal bands each year)). Tax residency usually follows from the days you spend there — check the tax map entry and your home treaty before relying on it.
Does Cyprus clear WhereNext's livability floors for retirees?
Yes — Cyprus clears the three floors (GPI ≤ 2.0, life expectancy ≥ 75, HDI ≥ 0.80).
Part of the WhereNext Retirement & Passive-Income Visa Requirements 2026 open dataset (CC BY 4.0), generated 2026-06-25. Figures are primary-sourced and dated; they change yearly — re-verify before any decision.
Retirement visas with a similar income bar
Closest to Cyprus's ≈$927/month for a single applicant. USD figures are normalised monthly equivalents at current FX; each country's own currency and basis is the binding figure, on its page.
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