Retirement Budget Calculator

Enter your retirement budget and see which of 95 countries you can afford. Itemized rent, food, healthcare, transport. Age-adjusted health estimates. Free.

Best for: Retirees and pre-retirees exploring where their budget stretches furthestNot for: Investment advice or certified financial planning

Data last updated: March 2026

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How is this different from other retirement calculators?

Most retirement calculators tell you how much to save. This one tells you where your savings go furthest. It uses real, verified cost data from 71 cities worldwide — verified rent and utility costs sourced from World Bank ICP 2021 plus public-domain local rental indices, and age-adjusted international health insurance estimates. Every number has a source. You can pin cities side-by-side, toggle between city center and outside rent, and switch between “monthly budget” and “how long will my savings last” modes. Share your results with a partner or financial advisor via URL.

Can I retire on $2,000 a month abroad?

Yes — in dozens of cities. At $2,000/month with international health insurance, you can live comfortably in Chiang Mai (~$1,100/mo), Da Nang (~$900/mo), Medellín (~$1,200/mo), Budapest (~$1,150/mo), and many more. The calculator shows exactly which cities fit, with a real cost breakdown — not estimated averages. Source: WhereNext flagship city data from Ookla Speedtest, WHO, World Bank, and other public-domain datasets.

Does Medicare work abroad?

No. Medicare does not cover healthcare outside the US. Every American retiree abroad needs international health insurance ($100–$600/mo by age). This tool includes age-adjusted healthcare estimates. For deeper analysis, see our healthcare cost calculator.

What about taxes when retiring abroad?

US citizens owe federal taxes on worldwide income. Your former state may also claim you. Read our US state taxes guide for the 7-step clean-break checklist. For country-specific rates, use our tax comparison tool.

▶Methodology & related tools

Data sources & methodology

Costs are from 71 flagship cities with verified data from World Bank ICP 2021, Ookla Speedtest (October 2025), Climate-Data.org, EF EPI, and local government sources. Healthcare is estimated for international health insurance (not local public systems). Grocery costs are derived from meal prices. Currency conversions at 2026-04-11 spot rates.

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