Loading...
Loading...
Calculate how relocating to a lower-cost country can accelerate your path to financial independence. Compare FIRE timelines across 95 countries using real cost-of-living data.
The amount you need saved to live off investment returns. Typically 25x your annual expenses. For example, if you spend $40,000 per year, your FIRE number is $1,000,000.
Moving to a lower-cost country reduces your annual expenses, lowering your FIRE number and letting you reach it faster. A country with half the cost of living effectively halves the savings you need.
They use real cost-of-living index data and standard 7% return / 3% inflation assumptions. Adjust inputs for your personal situation. Always consult a financial advisor before making major decisions.
When can you retire if you move to Portugal? Compare your FIRE timeline at home vs. abroad.
Assumptions: 7% nominal return, 3% home inflation, 2.5% destination inflation, 4% safe withdrawal rate. Cost of living scaled using Numbeo cost index (US = 100, Portugal = 68). For informational purposes only — consult a financial advisor.