Open (reforming)Panama

Panama Qualified Investor Visa: Cost, Requirements & Processing Time (2026)

The short version

Panama Qualified Investor Visa requires a minimum investment of €276,000 (real estate route), with residency in ~1–3 months and a path to citizenship in 5 years.

Investment routes compared

Route type	Amount (EUR)	Notes	Primary?
Real estate	€276,000USD 300,000 (temporary)	Real estate purchase, free of liens. Held 5 years. Temporary reduced threshold until 15 Oct 2026.	Most common
Real estate	€460,000USD 500,000 (post Oct 2026)	Post-15-Oct-2026 baseline real estate threshold.
Bank deposit	€690,000USD 750,000	Fixed-term deposit in a Panamanian bank.
Company shares / equity	€460,000USD 500,000	Panamanian Stock Exchange securities investment.

At a glance

€276,000 minimum qualifying investment
~1–3 months expected end-to-end processing
5 years of residence citizenship timeline
No Schengen access travel rights
No minimum stay physical-presence requirement

Physical presence: No minimum stay required to maintain permanent residency.

Official program source · Source: Servicio Nacional de Migración de Panamá · Last verified Apr 15, 2026 · Verify current rules with an authorized immigration adviser or the destination's consulate before applying.

Next review 2026-08-15.

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Frequently asked questions

What is the minimum investment for the Panama Qualified Investor Visa?

The minimum qualifying investment is €276,000. ~€276K ($300K) real estate investment, unencumbered, held 5 years. Threshold rises to $500K after 15 Oct 2026. Qualifying routes: Real estate (€276,000); Real estate (€460,000); Bank deposit (€690,000); Company shares / equity (€460,000) Most applicants use the Real estate route (€276,000).

How long does the Panama Qualified Investor Visa take to process?

Expected end-to-end processing is ~1–3 months. Very fast — typical 30–90 days. No physical presence required during processing.

Can I get citizenship through the Panama Qualified Investor Visa, and when?

Citizenship is available after 5 years of legal residence. 5 years as permanent resident, Spanish language proficiency, integration test. Dual citizenship permitted with Panama by treaty for some countries but generally requires renunciation.

What is the physical-presence requirement for the Panama Qualified Investor Visa?

No minimum stay required to maintain permanent residency.

Are my spouse and children included in the Panama Qualified Investor Visa?

Spouse, minor children, adult children in education, dependent parents can be included.

Does the Panama Qualified Investor Visa grant Schengen access?

No. Panama Qualified Investor Visa does not by itself grant Schengen-area travel rights.

Is the Panama Qualified Investor Visa currently open to new applicants?

The programme is currently open (reforming). $300K real estate threshold expires 15 October 2026; reverts to $500K after that date.

Who regulates the Panama Qualified Investor Visa?

Panama Qualified Investor Visa is administered by Servicio Nacional de Migración de Panamá. The canonical source is https://www.migracion.gob.pa/. Facts last verified 2026-04-15; next review 2026-08-15.