Open (reforming)Malta

Malta Permanent Residence Programme (MPRP): Cost, Requirements & Processing Time (2026)

The short version

Malta Permanent Residence Programme (MPRP) requires a minimum investment of €99,000 (€99K verified government fees post-L.N. 146/2025 (€60K administrative fee [€15K on submission + €45K on approval] + €37K contribution + €2K NGO donation; adult dependants €7.5K each). PLUS a mandatory property commitment: €375K purchase OR €14K/yr lease anywhere in Malta or Gozo (no lower tier) for 5 years (Residency Malta). True minimum entry ≈ €169K via the lease route), with residency in ~8–14 months and a path to citizenship in 5 years.

Investment routes compared

Route type	Amount (EUR)	Notes	Primary?
Real estate	€375,000	Property purchase in Malta or Gozo, held 5 years.
Capital transfer	€70,000€14,000/year × 5 years	Rental property at no less than €14,000/year, for a property in Malta OR Gozo — the lower Gozo/southern-Malta tier no longer exists (S.L. 217.26 as amended by L.N. 310 of 2024 and L.N. 146 of 2025). Held 5 years.	Most common

Eligibility check

Do your investable assets meet Malta's golden-visa minimum?

Investable assets: $123,000

A ~$375k investable-asset profile clears this threshold.

Source: Malta Permanent Residence Programme (MPRP) · checked 2026-04-16

Modelled estimate from published thresholds — not immigration, legal, or tax advice. Covers income / savings / age only; other eligibility gates are not modelled.

Check against your savings

At a glance

€99,000 minimum qualifying investment
~8–14 months expected end-to-end processing
5 years of residence citizenship timeline
Schengen access travel rights
No minimum stay physical-presence requirement

Physical presence: No minimum stay. Residence is permanent from day one.

Official program source · Source: Residency Malta Agency (RMA) · Last verified Aug 9, 2026 (4 weeks ago) · Verify current rules with an authorized immigration adviser or the destination's consulate before applying.

Next review 2026-12-09.

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Frequently asked questions

What is the minimum investment for the Malta Permanent Residence Programme (MPRP)?

The minimum qualifying investment is €99,000. €99K verified government fees post-L.N. 146/2025 (€60K administrative fee [€15K on submission + €45K on approval] + €37K contribution + €2K NGO donation; adult dependants €7.5K each). PLUS a mandatory property commitment: €375K purchase OR €14K/yr lease anywhere in Malta or Gozo (no lower tier) for 5 years (Residency Malta). True minimum entry ≈ €169K via the lease route. Qualifying routes: Real estate (€375,000); Capital transfer (€70,000) Most applicants use the Capital transfer route (€70,000).

How long does the Malta Permanent Residence Programme (MPRP) take to process?

Expected end-to-end processing is ~8–14 months. Predictable. Due diligence is thorough post-IIP-closure tightening.

Can I get citizenship through the Malta Permanent Residence Programme (MPRP), and when?

Citizenship is available after 5 years of legal residence. MPRP is PR-only — NOT a citizenship programme. The 5-year figure is generic Maltese naturalisation (a separate, discretionary process: Maltese-language fluency, integration test, continuous residence), not an MPRP entitlement.

What is the physical-presence requirement for the Malta Permanent Residence Programme (MPRP)?

No minimum stay. Residence is permanent from day one.

Are my spouse and children included in the Malta Permanent Residence Programme (MPRP)?

Spouse, minor children, dependent adult children, dependent parents can be included. An additional fee of about €7,500 per adult dependant applies.

Does the Malta Permanent Residence Programme (MPRP) grant Schengen access?

Yes. Malta Permanent Residence Programme (MPRP) grants Schengen-area travel access.

Is the Malta Permanent Residence Programme (MPRP) currently open to new applicants?

The programme is currently open (reforming). Legal Notice 146 of 2025 (July 2025) reformed fee structure: unified €37K government contribution, spouse+minor children free, adult dependants reduced to €7.5K.

Who regulates the Malta Permanent Residence Programme (MPRP)?

Malta Permanent Residence Programme (MPRP) is administered by Residency Malta Agency (RMA). The canonical source is https://residencymalta.gov.mt/wp-content/uploads/2025/08/S.L.217.26-Amended-by-LN-310-of-2024_-LN-146-of-2025.pdf. Facts last verified 2026-08-09; next review 2026-12-09.