OpenLuxembourg
Luxembourg Investor Residence Permit: Cost, Requirements & Processing Time (2026)
The short version
Luxembourg Investor Residence Permit requires a minimum investment of €500,000 (company shares / equity route), with residency in ~4–6 months and a path to citizenship in 5 years.
Investment routes compared
| Route type | Amount (EUR) | Notes | Primary? |
|---|---|---|---|
| Company shares / equity | €500,000 | €500K into an existing Luxembourg company with commercial/industrial/craft activity; maintain existing employment for 5 years. | Most common |
| Company shares / equity | €500,000 | €500K into a new Luxembourg company; create at least 5 jobs within 3 years. | |
| Capital transfer | €3,000,000 | €3M into an existing or new investment/management structure based in Luxembourg with genuine substance. | |
| Bank deposit | €20,000,000 | €20M deposit in a Luxembourg financial institution, held for at least 5 years. |
At a glance
- €500,000 minimum qualifying investment
- ~4–6 months expected end-to-end processing
- 5 years of residence citizenship timeline
- Schengen access travel rights
- ~90 days/yr physical-presence requirement
Physical presence: Substantial physical presence expected to maintain the permit; Luxembourg enforces actual residence more strictly than some EU peers.
Official program source · Source: Government of the Grand Duchy of Luxembourg · Last verified Aug 9, 2026 (4 weeks ago) · Verify current rules with an authorized immigration adviser or the destination's consulate before applying.
Next review 2026-12-09.
Frequently asked questions
What is the minimum investment for the Luxembourg Investor Residence Permit?
The minimum qualifying investment is €500,000. €500K into an existing or new Luxembourg company (commercial/industrial/craft). Real estate explicitly excluded from qualifying investments. Qualifying routes: Company shares / equity (€500,000); Company shares / equity (€500,000); Capital transfer (€3,000,000); Bank deposit (€20,000,000) Most applicants use the Company shares / equity route (€500,000).
How long does the Luxembourg Investor Residence Permit take to process?
Expected end-to-end processing is ~4–6 months. Typical ~6 months. Stringent due diligence standard for Luxembourg.
Can I get citizenship through the Luxembourg Investor Residence Permit, and when?
Citizenship is available after 5 years of legal residence. Luxembourg citizenship after 5 years of legal residence plus Luxembourgish language (one of three official languages; most applicants take the Luxembourgish B1 test). Dual citizenship permitted. It can lead to EU citizenship.
What is the physical-presence requirement for the Luxembourg Investor Residence Permit?
Substantial physical presence expected to maintain the permit; Luxembourg enforces actual residence more strictly than some EU peers.
Are my spouse and children included in the Luxembourg Investor Residence Permit?
Spouse, minor children, adult children in education, dependent parents can be included.
Does the Luxembourg Investor Residence Permit grant Schengen access?
Yes. Luxembourg Investor Residence Permit grants Schengen-area travel access.
Is the Luxembourg Investor Residence Permit currently open to new applicants?
The programme is currently open.
Who regulates the Luxembourg Investor Residence Permit?
Luxembourg Investor Residence Permit is administered by Government of the Grand Duchy of Luxembourg. The canonical source is https://guichet.public.lu/en/citoyens/immigration/plus-3-mois/ressortissant-tiers/investisseur/investisseur-pays-tiers.html. Facts last verified 2026-08-09; next review 2026-12-09.