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Data-driven comparison across 7 dimensions — cost of living, safety, healthcare, education, career opportunities, lifestyle, and infrastructure — using institutional data sources.
Overall, Croatia edges ahead on aggregate scoring, but the best choice depends on your personal priorities.
Affordability index — lower cost of living scores higher
Global Peace Index and crime metrics
WHO coverage, hospital quality, access
PISA scores, university quality, literacy
Job market, GDP growth, business environment
Climate, language access, visa friendliness
Internet, transport, digital readiness
| Metric | 🇭🇷 Croatia | 🇲🇪 Montenegro |
|---|---|---|
| Cost Index | 60 | 50 |
| Est. Monthly Cost (solo) | $2,200 | $1,850 |
| Safety Index | 83 | 76 |
| Healthcare Index | 70 | 62 |
| Education Index | 74 | 66 |
| Career Index | 65 | 48 |
| Climate Index | 82 | 76 |
| Infrastructure Index | 72 | 65 |
| Language Access | 75 | 60 |
| Visa Friendliness | 78 | 78 |
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