🇫🇷 France Property Intelligence
Buying Property in Paris: What Foreigners Need to Know
Closing costs, mortgage access, rental yields, neighborhoods & risk assessment — verified for 2026
Quick answer
Key facts
- Closing costs: 7–9% of purchase price · breakdown: Droits de mutation (transfer tax) (5.09–6.32% (departments may charge the 5% share until 31 March 2028)) · Notary emoluments (0.8–1.0%).
- Foreign ownership: yes No restrictions for any nationality
- Mortgage: 70–80% LTV at 3–4% interest for non-residents.
- Gross yield: ~3.5% rental income taxed at 37% for non-residents · net yield is materially lower.
- Residency via property: no No property-linked residency. Supports visa applications.
In this report
Can Foreigners Buy Property in France?
No restrictions for any nationality
Residency Options
No property-linked residency. Supports visa applications.
Total Acquisition Cost in France
Estimated closing costs range from 7% to 9% of the purchase price. Below is a line-by-line breakdown for a €300,000 property.
| Cost Item | Rate | Estimate |
|---|---|---|
| Droits de mutation (transfer tax) | 5.09–6.32% (departments may charge the 5% share until 31 March 2028) | €17,115 |
| Notary emoluments | 0.8–1.0% | €2,700 |
| Land registry (publicité foncière) | 0.1% | €300 |
| Administrative fees | €800–1,500 | €1,150 |
| Total Closing Costs | €21,265 | |
| Grand Total (Purchase + Closing) | €321,265 | |
Annual Property Tax
0.5% – 2%
Taxe foncière varies by commune. Taxe d'habitation still applies to 2nd homes (+60% surcharge in demand zones).
Typical Timeline
12 – 16 weeks
From offer to completion
Mortgage Availability for Non-Residents
Loan-to-Value
70% – 80%
Interest Rate
3% – 4%
Down Payment
20% – 30%
Non-resident mortgage terms vary by bank and applicant profile. Rates shown are indicative for 2026. Documentation requirements typically include proof of income, tax returns, and property valuation.
Rental Yield Analysis
Gross Yield (avg)
3.5%
Rental Tax Rate
37%
for non-residents
Capital Gains Tax
36%
for non-residents
Rental Income Tax
Minimum 20% income tax (30% above ~€29K) plus 17.2% social levies (7.5% solidarity levy for EEA/UK residents) ≈ 37% effective for non-residents.
Capital Gains Tax
19% + 17.2% social charges = 36.2%. Reduced by holding period after 5 years.
Avg Price per sqm (national)
$4,500 USD
First-Month Cash for Renters
Estimated upfront costs at €1,500/month rent in Paris
That is roughly 2.5x monthly rent. Max 1 month (unfurnished) or 2 months (furnished) by law.
Neighborhood Guide: Paris
3 neighborhoods profiled with rent ranges, buy prices, walkability, safety, and lifestyle fit.
Le Marais
Historic heart of Paris — LGBTQ-friendly, museums, walkable, expensive.
Le Marais spans the 3rd and 4th arrondissements on the Right Bank, centered around Place des Vosges — Paris's oldest planned square. Once the aristocratic center of Paris, it's now the city's most wal...
Studio Rent
€1,100–1,550
1-Bed Rent
€1,400–2,000
2-Bed Rent
€2,100–2,850
Buy (per sqm)
€12,000–16,000
11th Arr. (Oberkampf / Bastille)
Trendy, young, and buzzing — bars, restaurants, co-working, young professional hub.
The 11th arrondissement is Paris's nightlife and young professional epicenter, stretching from Bastille to Oberkampf to République. Rue Oberkampf and Rue Jean-Pierre Timbaud are lined with craft cockt...
Studio Rent
€1,000–1,400
1-Bed Rent
€1,200–1,700
2-Bed Rent
€1,750–2,400
Buy (per sqm)
€9,000–12,000
15th Arr.
Family-friendly, quiet, spacious apartments — Paris's largest residential arrondissement.
The 15th is Paris's most populous arrondissement and its quintessential family neighborhood. It stretches from Montparnasse to the Seine with a mix of Haussmann buildings and 1960s-70s residential tow...
Studio Rent
€950–1,350
1-Bed Rent
€1,150–1,700
2-Bed Rent
€1,750–2,400
Buy (per sqm)
€8,000–11,000
Short-Term Rental Rules in Paris
License Required
Yes — Meublé de tourisme
Day Limit
90 days/year
Enforcement
strict
Last Regulatory Change
2025
Key Restrictions
- 90-night annual limit for primary residences since 1 January 2025 (loi Le Meur 2024-1039 + Paris Council; was 120)
- Secondary residences need change-of-use permit
- Registration number must appear on listing
Risk Assessment
Overall Foreign Buyer Risk: Moderate
2 of 5 risk factors flagged for non-resident buyers in France
Regulatory Risk
LowForeign ownership is unrestricted in France. No restrictions for any nationality
Tax Burden
MediumNon-resident rental income taxed at 37%. Capital gains at 36%. Minimum 20% income tax (30% above ~€29K) plus 17.2% social levies (7.5% solidarity levy for EEA/UK residents) ≈ 37% effective for non-residents.
Transaction Costs
LowClosing costs range 7–9% of purchase price. Moderate transaction costs — typical 3–5 year break-even vs renting.
Liquidity Risk
MediumTypical buying/selling timeline: 12–16 weeks. Moderate rental demand — factor in vacancy periods.
Currency Risk
LowTransactions in EUR. Major global currency — relatively stable.
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Property rules, tax rates, and market conditions change. We'll email you when we refresh Paris data.
You just read the market data. Now make it personal.
What does buying in Paris actually cost
with YOUR budget and nationality?
The numbers above are averages. Your closing costs, tax rate, mortgage eligibility, and best neighborhoods depend on your specific situation. The Property Decision Packet runs your exact scenario against our France data.
What you just read (free)
- -- Closing costs: 7–9% range
- -- 3 neighborhoods with average prices
- -- Gross yield: ~3.5% national average
- -- General ownership rules for France
Property Decision Packet ($49)
- ✓ Your exact closing costs in EUR, line by line
- ✓ Top 3 neighborhoods matched to your profile
- ✓ Net yield after YOUR taxes (37% non-resident rate)
- ✓ 90-day buyer action plan with local contacts
This plan is not currently for sale.