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Which golden visa fits my budget?

Most golden-visa “finders” sell a programme. This one just ranks the active residency-by-investment routes against your budget and goals, and shows you the minimum, the days you have to spend there, and how long to a passport — each quoted straight from the official source with the date we checked it. Closed and paused programmes are never shown. This is decision support, not legal advice.

Golden visa · source-cited

Which golden visa fits your budget?

Enter an investment budget and (optionally) what you want it to do. We rank the active residency-by-investment programmes — every minimum, presence rule and citizenship timeline is quoted straight from the official source, with the date we verified it. Closed programmes are never shown. Not legal advice.

What do you want it to do? (optional)

Fastest route to a passport

25 active programmes offer a direct route to citizenship; fastest: Antigua CBI (0 years). 3 active programmes have no direct investment→passport route. Every timeline is the legal-residence minimum quoted from the official source — backlogs and language/good-conduct tests can extend it.

  1. 0 yrAntigua CBI · rules reformingDirect citizenship. Visa-free ~150 countries including UK, Schengen (at time of writing), Singapore. Dual citizenship permitted.Source: Antigua & Barbuda Citizenship by Investment Unit · verified 2026-09-06
  2. 0 yrDominica CBI · rules reformingDirect citizenship on approval. No language test, no residence. Dual citizenship permitted. Visa-free access to ~145 countries including UK (but NOT Schengen since EU warnings in 2025).Source: Commonwealth of Dominica Citizenship by Investment Unit · verified 2026-09-06
  3. 0 yrEgypt CBIDirect citizenship. Egyptian passport provides visa-free access to ~50 countries only — weakest passport of any CBI programme but the cheapest non-Caribbean CBI route for applicants with Egyptian business/cultural ties.Source: Arab Republic of Egypt — Cabinet General Secretariat · verified 2026-09-06
  4. 0 yrGrenada CBI · rules reformingDirect citizenship. Unique: Grenada is the only CBI-offering country with a US E-2 Treaty of Commerce, enabling citizens to obtain US E-2 investor visas. Visa-free to China (unique among Caribbean), UK, Schengen (at time of writing), Russia. ~144 countries total.Source: Investment Migration Agency (IMA) · verified 2026-09-06
  5. 0 yrNauru CBIDirect citizenship. Visa-free ~90+ countries (including UK and some Schengen members). Passport is less powerful than Caribbean CBI passports but significantly cheaper.Source: Republic of Nauru Citizenship Unit · verified 2026-09-09
  6. 0 yrSt Lucia CBI · rules reformingDirect citizenship. Visa-free ~146 countries (UK, Schengen at time of writing, Singapore, Hong Kong). Dual citizenship permitted.Source: Saint Lucia Citizenship by Investment Unit · verified 2026-09-06

Years-to-citizenship is the legal-residence minimum, projected verbatim from each programme’s official record — not legal advice. Verify with the named authority.

The active programmes we rank — and where each figure comes from

28 active programmes, each verified against its official source (most recent 2026-10-11). We never show a closed programme or fabricate a figure.

🇳🇷 Nauru CBI

From €77,000: ~€77K (USD 90,000) standard contribution for the principal applicant, and the cheapest direct-citizenship route we track. An official, dated discount of USD 25,000 runs until 31 December 2026, so an application filed now costs USD 65,000.

0 days/year · citizenship in 0 years

Source: Republic of Nauru Citizenship Unit · verified 2026-09-09

🇲🇹 Malta MPRP

Rules reforming

From €99,000: €99K verified government fees post-L.N. 146/2025 (€60K administrative fee [€15K on submission + €45K on approval] + €37K contribution + €2K NGO donation; adult dependants €7.5K each). PLUS a mandatory property commitment: €375K purchase OR €14K/yr lease anywhere in Malta or Gozo (no lower tier) for 5 years (Residency Malta). True minimum entry ≈ €169K via the lease route.

0 days/year · citizenship in 5 years · Schengen

Source: Residency Malta Agency (RMA) · verified 2026-09-09

🇻🇺 Vanuatu CBI

Rules reforming

From €112,000: ~€112K ($130K) contribution to Development Support Program (DSP). The authority's application-process page does not publish an end-to-end processing range.

0 days/year · citizenship in 0 years

Source: Vanuatu Citizenship Office · verified 2026-10-11

🇬🇩 Grenada CBI

Rules reforming

From €202,000: ~€202K (US$235,000) National Transformation Fund (NTF) amount, covering a single applicant or a family of up to 4; effective 1 July 2024; +US$25,000 per additional dependant.

0 days/year · citizenship in 0 years · Schengen

Source: Investment Migration Agency (IMA) · verified 2026-09-06

🇵🇦 Panama Qualified Investor

From €258,000: ~€258K (B/.300,000) real estate, free of liens. Whichever route you use, DE 722 art. 5 requires the investment to be maintained — or reinvested on the decree’s terms — for five years, with annual proof filed through MICI, or the residency is cancelled. The decree sets the amount as a floor (“la suma mínima desde”), not a temporary rate: there is no sunset date and no higher real-estate tier.

0 days/year · citizenship in 5 years

Source: Gaceta Oficial de Panamá — Decreto Ejecutivo 193 de 15 de octubre de 2024 · verified 2026-09-09

🇹🇭 Thailand LTR

From €430,000: Wealthy Global Citizens needs USD 1M+ total assets AND USD 500K+ invested in Thailand (~€430K) — both are required (BOI). Other categories are income/talent-based without a fixed investment.

0 days/year · no direct citizenship route

Source: Thailand Board of Investment (BOI) · verified 2026-09-09

🇳🇿 NZ Active Investor Plus

Rules reforming

From €2,531,000: ~€2.53M (NZD 5M) Growth category (higher-risk investments); NZD 10M Balanced category (broader acceptable investments).

7 days/year · citizenship in 5 years

Source: Immigration New Zealand · verified 2026-10-07