{"@context":"https://schema.org","@type":"Dataset","name":"Retirement Abroad Index 2026","description":"Retirement-specific ranking of covered countries using affordability, healthcare, safety, lifestyle/climate and verified visa accessibility.","url":"https://getwherenext.com/data/retirement-abroad-index-2026","license":"https://creativecommons.org/licenses/by/4.0/","dateModified":"2026-04-27","generatedFrom":"2026-07-10","countryCount":16,"methodology":{"cost":20,"healthcare":30,"safety":20,"lifestyle":15,"visaAccessibility":15,"note":"Visa accessibility uses existing retirement-visa USD/month values; deposit/property-driven rows are neutral modeled values and retain verify labels."},"rows":[{"rank":1,"affordability_rank":11,"country_code":"pt","country":"Portugal","region":"Europe","retirement_score":82,"value_score":76,"cost":56,"healthcare":83,"safety":95,"lifestyle_climate":82,"visa_accessibility":97,"visa_status":"verify","visa_threshold_label":"Verify — benchmark/secondary figure, not a guaranteed legal minimum","visa_name":"D7 (Passive Income / Retirement)","visa_income_amount":920,"visa_currency":"EUR","visa_period":"month","visa_native_amount":920,"visa_native_currency":"EUR","visa_requirement_type":"income","visa_usd_per_month":994,"visa_basis_note":"Tied to the Portuguese minimum wage (€920/mo, 2026) — consular practice, not a single statutory figure","visa_deposit_note":"~€11,040 (12× minimum wage) expected in a Portuguese bank account","visa_confidence":"consular-benchmark","visa_verified_at":"2026-07-10","visa_checked_date":"2026-06-25","visa_source":"AIMA — Agência para a Integração, Migrações e Asilo (figure indexed to national minimum wage)","visa_source_url":"https://aima.gov.pt/"},{"rank":2,"affordability_rank":12,"country_code":"mt","country":"Malta","region":"Europe","retirement_score":74,"value_score":69,"cost":53,"healthcare":81,"safety":86,"lifestyle_climate":94,"visa_accessibility":50,"visa_status":"verify","visa_threshold_label":"Modeled — deposit/property driven; verify current programme rules","visa_name":"Malta Retirement Programme (MRP)","visa_income_amount":null,"visa_currency":"EUR","visa_period":"year","visa_native_amount":null,"visa_native_currency":"EUR","visa_requirement_type":"funds","visa_usd_per_month":null,"visa_basis_note":"Pension-composition test (pension ≥75% of chargeable income) + minimum tax — not an income floor","visa_deposit_note":"Property: buy ≥€275,000 (€220k Gozo/South) or rent ≥€9,600/yr (€8,750 Gozo/South); minimum tax €7,500/yr","visa_confidence":"official","visa_verified_at":null,"visa_checked_date":"2026-06-25","visa_source":"Commissioner for Revenue / Malta Tax & Customs — MRP Guidelines","visa_source_url":"https://cfr.gov.mt/en/inlandrevenue/itu/Documents/Guidelines%20MRP.pdf"},{"rank":3,"affordability_rank":14,"country_code":"es","country":"Spain","region":"Europe","retirement_score":74,"value_score":67,"cost":48,"healthcare":89,"safety":80,"lifestyle_climate":73,"visa_accessibility":69,"visa_status":"verified","visa_threshold_label":"Verified — source-backed or statutory rule","visa_name":"Non-Lucrative Visa (NLV)","visa_income_amount":2400,"visa_currency":"EUR","visa_period":"month","visa_native_amount":2400,"visa_native_currency":"EUR","visa_requirement_type":"income","visa_usd_per_month":2592,"visa_basis_note":"400% of IPREM (€600/mo, 2026)","visa_deposit_note":"Means can be shown as a lump sum or recurring income","visa_confidence":"official","visa_verified_at":"2026-07-10","visa_checked_date":"2026-06-25","visa_source":"Ministerio de Asuntos Exteriores — Consulate of Spain","visa_source_url":"https://www.exteriores.gob.es/Consulados/washington/en/ServiciosConsulares/Paginas/Consular/Visado-de-residencia-no-lucrativa.aspx"},{"rank":4,"affordability_rank":4,"country_code":"my","country":"Malaysia","region":"Asia","retirement_score":73,"value_score":79,"cost":90,"healthcare":70,"safety":88,"lifestyle_climate":60,"visa_accessibility":50,"visa_status":"verify","visa_threshold_label":"Modeled — deposit/property driven; verify current programme rules","visa_name":"MM2H (Silver tier)","visa_income_amount":null,"visa_currency":"USD","visa_period":"month","visa_native_amount":null,"visa_native_currency":"USD","visa_requirement_type":"funds","visa_usd_per_month":null,"visa_basis_note":"The 2024 overhaul REMOVED the income requirement — qualification is deposit + property","visa_deposit_note":"$150,000 fixed deposit (locked year 1, ≤50% withdrawable from year 2) PLUS compulsory property purchase after approval; per-tier minimum values are reported by licensed agents — verify before applying","visa_confidence":"secondary","visa_verified_at":null,"visa_checked_date":"2026-06-25","visa_source":"Malaysian Immigration Department (imi.gov.my)","visa_source_url":"https://www.imi.gov.my/index.php/en/main-services/malaysia-my-second-home-mmh2-en/"},{"rank":5,"affordability_rank":13,"country_code":"cy","country":"Cyprus","region":"Europe","retirement_score":71,"value_score":65,"cost":51,"healthcare":72,"safety":55,"lifestyle_climate":91,"visa_accessibility":99,"visa_status":"verify","visa_threshold_label":"Verify — no current native verification metadata","visa_name":"Category F Permanent Residence (Reg. 5(f))","visa_income_amount":9568,"visa_currency":"EUR","visa_period":"year","visa_native_amount":9568,"visa_native_currency":"EUR","visa_requirement_type":"income","visa_usd_per_month":861,"visa_basis_note":"Statutory floor ~€9,568/yr — officers expect meaningfully more in practice","visa_deposit_note":"~€15,000–20,000 in a Cyprus bank expected in practice; usually must secure Cypriot property","visa_confidence":"secondary","visa_verified_at":null,"visa_checked_date":"2026-06-25","visa_source":"Civil Registry & Migration Department (CRMD), Cyprus","visa_source_url":"http://www.moi.gov.cy/moi/crmd/crmd.nsf/index_en/index_en"},{"rank":6,"affordability_rank":9,"country_code":"cr","country":"Costa Rica","region":"Americas","retirement_score":69,"value_score":68,"cost":67,"healthcare":64,"safety":61,"lifestyle_climate":61,"visa_accessibility":97,"visa_status":"verified","visa_threshold_label":"Verified — source-backed or statutory rule","visa_name":"Pensionado (Rentista alt.)","visa_income_amount":1000,"visa_currency":"USD","visa_period":"month","visa_native_amount":1000,"visa_native_currency":"USD","visa_requirement_type":"income","visa_usd_per_month":1000,"visa_basis_note":"Ley 9996 — Pensionado $1,000/mo lifetime pension; Rentista $2,500/mo or a deposit","visa_deposit_note":"Rentista alternative: $60,000 deposit in a Costa Rican bank","visa_confidence":"statutory-basis","visa_verified_at":"2026-07-10","visa_checked_date":"2026-06-25","visa_source":"Dirección General de Migración y Extranjería — Ley 9996","visa_source_url":"https://migracion.go.cr/regularizacion/"},{"rank":7,"affordability_rank":16,"country_code":"fr","country":"France","region":"Europe","retirement_score":69,"value_score":60,"cost":38,"healthcare":96,"safety":52,"lifestyle_climate":64,"visa_accessibility":87,"visa_status":"verify","visa_threshold_label":"Verify — no current native verification metadata","visa_name":"Long-stay Visitor (visiteur)","visa_income_amount":1443,"visa_currency":"EUR","visa_period":"month","visa_native_amount":1443,"visa_native_currency":"EUR","visa_requirement_type":"income","visa_usd_per_month":1558,"visa_basis_note":"Net-SMIC benchmark (~€1,443/mo, rising €1,478 from June 2026) — consular discretion, not a codified threshold","visa_deposit_note":"Savings can offset lower income (e.g. ~€50k) at consular discretion","visa_confidence":"consular-benchmark","visa_verified_at":null,"visa_checked_date":"2026-06-25","visa_source":"France-Visas — Ministère de l'Intérieur / Europe & Affaires étrangères","visa_source_url":"https://france-visas.gouv.fr/en/visa-de-long-sejour"},{"rank":8,"affordability_rank":15,"country_code":"it","country":"Italy","region":"Europe","retirement_score":68,"value_score":62,"cost":44,"healthcare":85,"safety":75,"lifestyle_climate":69,"visa_accessibility":56,"visa_status":"verify","visa_threshold_label":"Verify — benchmark/secondary figure, not a guaranteed legal minimum","visa_name":"Elective Residence Visa (ERV)","visa_income_amount":31000,"visa_currency":"EUR","visa_period":"year","visa_native_amount":31160,"visa_native_currency":"EUR","visa_requirement_type":"income","visa_usd_per_month":3370,"visa_basis_note":"Consular benchmark (~€31,000/yr) — NOT fixed in law; the statute requires only 'substantial and steady resources'","visa_deposit_note":null,"visa_confidence":"consular-benchmark","visa_verified_at":"2026-07-10","visa_checked_date":"2026-06-25","visa_source":"Consolato Generale d'Italia — esteri.it (Elective Residency)","visa_source_url":"https://consnewyork.esteri.it/en/servizi-consolari-e-visti/servizi-per-il-cittadino-straniero/visti/visas-to-enter-italy/elective-residency/"},{"rank":9,"affordability_rank":8,"country_code":"pa","country":"Panama","region":"Americas","retirement_score":65,"value_score":65,"cost":71,"healthcare":60,"safety":50,"lifestyle_climate":52,"visa_accessibility":97,"visa_status":"verified","visa_threshold_label":"Verified — source-backed or statutory rule","visa_name":"Pensionado (Jubilado)","visa_income_amount":1000,"visa_currency":"USD","visa_period":"month","visa_native_amount":1000,"visa_native_currency":"USD","visa_requirement_type":"income","visa_usd_per_month":1000,"visa_basis_note":"Decreto Ley 3 de 2008 — $1,000/mo lifetime pension ($750 if you own Panamanian property >$100k)","visa_deposit_note":null,"visa_confidence":"statutory-basis","visa_verified_at":"2026-07-10","visa_checked_date":"2026-06-25","visa_source":"Servicio Nacional de Migración — Decreto Ley 3 de 2008","visa_source_url":"https://www.migracion.gob.pa/wp-content/uploads/02-JUBILADO-PENSIONADO-1.pdf"},{"rank":10,"affordability_rank":10,"country_code":"gr","country":"Greece","region":"Europe","retirement_score":63,"value_score":62,"cost":59,"healthcare":62,"safety":66,"lifestyle_climate":77,"visa_accessibility":49,"visa_status":"verified","visa_threshold_label":"Verified — source-backed or statutory rule","visa_name":"Financially Independent Person (FIP)","visa_income_amount":3500,"visa_currency":"EUR","visa_period":"month","visa_native_amount":3500,"visa_native_currency":"EUR","visa_requirement_type":"income","visa_usd_per_month":3780,"visa_basis_note":"Fixed by Ministerial Decision 225679/2024 (Law 5038/2023)","visa_deposit_note":"Alt: ~€126,000 for the 3-year permit where income periodicity isn't proven","visa_confidence":"official","visa_verified_at":"2026-07-10","visa_checked_date":"2026-06-25","visa_source":"Greek Ministry of Migration & Asylum — Law 5038/2023 + MD 225679/2024","visa_source_url":"https://migration.gov.gr/en/"},{"rank":11,"affordability_rank":2,"country_code":"id","country":"Indonesia","region":"Asia","retirement_score":58,"value_score":68,"cost":92,"healthcare":38,"safety":66,"lifestyle_climate":40,"visa_accessibility":63,"visa_status":"verify","visa_threshold_label":"Verify — no current native verification metadata","visa_name":"Silver Hair Retirement KITAS (E33E)","visa_income_amount":3000,"visa_currency":"USD","visa_period":"month","visa_native_amount":3000,"visa_native_currency":"USD","visa_requirement_type":"income","visa_usd_per_month":3000,"visa_basis_note":"E33E 'Silver Hair' golden-visa retirement route — figure secondary (no single published government threshold)","visa_deposit_note":"$50,000 deposited in a state-owned Indonesian bank (Silver Hair)","visa_confidence":"secondary","visa_verified_at":null,"visa_checked_date":"2026-06-25","visa_source":"Direktorat Jenderal Imigrasi (imigrasi.go.id)","visa_source_url":"https://evisa.imigrasi.go.id/"},{"rank":12,"affordability_rank":3,"country_code":"th","country":"Thailand","region":"Asia","retirement_score":57,"value_score":66,"cost":92,"healthcare":66,"safety":48,"lifestyle_climate":60,"visa_accessibility":0,"visa_status":"verified","visa_threshold_label":"Verified — source-backed or statutory rule","visa_name":"LTR — Wealthy Pensioner","visa_income_amount":80000,"visa_currency":"USD","visa_period":"year","visa_native_amount":80000,"visa_native_currency":"USD","visa_requirement_type":"income","visa_usd_per_month":6667,"visa_basis_note":"BOI Long-Term Resident programme — $80,000/yr passive income","visa_deposit_note":"If income is $40k–80k/yr you must also invest $250,000 in Thai assets; plus $50k health insurance OR $100k held in an account for 12 months","visa_confidence":"official","visa_verified_at":"2026-07-10","visa_checked_date":"2026-06-25","visa_source":"Thailand Board of Investment (BOI) — LTR Visa","visa_source_url":"https://ltr.boi.go.th/"},{"rank":13,"affordability_rank":6,"country_code":"ec","country":"Ecuador","region":"Americas","retirement_score":55,"value_score":59,"cost":79,"healthcare":47,"safety":18,"lifestyle_climate":52,"visa_accessibility":89,"visa_status":"verified","visa_threshold_label":"Verified — source-backed or statutory rule","visa_name":"Pensioner (Jubilado) / Rentista","visa_income_amount":1446,"visa_currency":"USD","visa_period":"month","visa_native_amount":1446,"visa_native_currency":"USD","visa_requirement_type":"income","visa_usd_per_month":1446,"visa_basis_note":"3× the SBU (Ecuador minimum wage $482, 2026) — re-floats every January","visa_deposit_note":null,"visa_confidence":"statutory-basis","visa_verified_at":"2026-07-10","visa_checked_date":"2026-06-25","visa_source":"Ley Orgánica de Movilidad Humana (Arts. 59–60) / Min. of Labor SBU","visa_source_url":"https://www.cancilleria.gob.ec/"},{"rank":14,"affordability_rank":5,"country_code":"ph","country":"Philippines","region":"Asia","retirement_score":55,"value_score":62,"cost":86,"healthcare":21,"safety":39,"lifestyle_climate":59,"visa_accessibility":100,"visa_status":"verify","visa_threshold_label":"Verify — no current native verification metadata","visa_name":"SRRV Classic","visa_income_amount":800,"visa_currency":"USD","visa_period":"month","visa_native_amount":800,"visa_native_currency":"USD","visa_requirement_type":"income","visa_usd_per_month":800,"visa_basis_note":"PRA — $800/mo pension (single) / $1,000/mo with dependents, to qualify for the lower deposit","visa_deposit_note":"Bank deposit: $15,000 (50+ with pension) up to $50,000 (40–49, no pension), in an accredited PH bank — convertible to a condo purchase","visa_confidence":"official","visa_verified_at":null,"visa_checked_date":"2026-06-25","visa_source":"Philippine Retirement Authority (PRA)","visa_source_url":"https://pra.gov.ph/SRRVisa"},{"rank":15,"affordability_rank":7,"country_code":"mx","country":"Mexico","region":"Americas","retirement_score":52,"value_score":58,"cost":78,"healthcare":47,"safety":41,"lifestyle_climate":57,"visa_accessibility":39,"visa_status":"verify","visa_threshold_label":"Verify — no current native verification metadata","visa_name":"Temporary Resident (economic solvency)","visa_income_amount":4400,"visa_currency":"USD","visa_period":"month","visa_native_amount":4400,"visa_native_currency":"USD","visa_requirement_type":"income","visa_usd_per_month":4400,"visa_basis_note":"≈680× UMA (UMA 2026 = MXN 117.31) — consulate-dependent, approximate","visa_deposit_note":"Alternative: ~$74,000 in savings/investments over the prior 12 months (cannot be combined with income)","visa_confidence":"secondary","visa_verified_at":null,"visa_checked_date":"2026-06-25","visa_source":"Consulado General de México / INM guidelines (UMA-based)","visa_source_url":"https://consulmex.sre.gob.mx/orlando/images/pdfs/Temporary_Resident_Visa_Economic_Solvency24.pdf"},{"rank":16,"affordability_rank":1,"country_code":"co","country":"Colombia","region":"Americas","retirement_score":51,"value_score":59,"cost":92,"healthcare":38,"safety":0,"lifestyle_climate":51,"visa_accessibility":90,"visa_status":"verified","visa_threshold_label":"Verified — source-backed or statutory rule","visa_name":"Migrant (M) Visa — Pensioner","visa_income_amount":1400,"visa_currency":"USD","visa_period":"month","visa_native_amount":5252715,"visa_native_currency":"COP","visa_requirement_type":"income","visa_usd_per_month":1400,"visa_basis_note":"3× the monthly minimum wage (SMMLV COP 1,750,905, 2026 ≈ $1,400) — re-floats every January","visa_deposit_note":null,"visa_confidence":"statutory-basis","visa_verified_at":"2026-07-10","visa_checked_date":"2026-06-25","visa_source":"Ministerio de Relaciones Exteriores (Cancillería) — Resolución 5477/2022","visa_source_url":"https://www.cancilleria.gov.co/en/special-temporary-pensioners-visa-0"}]}